Prescription Coverage

We know how important it is to have dependable health care benefits that cover prescription medications. That’s why we make prescription drug coverage available with our health care benefit programs. Some features of our prescription drug plans include:

• An extensive network of pharmacies, including national chains and independent drugstores.
• Affordable copayments and coinsurance.
• The convenience and cost savings of mail order.
• The ability for members to view mail-order prescription status, view prescription history, compare drug costs, track deductibles, search drug information, locate a retail pharmacy, and review health topics on our website.

Employers who offer prescription drug coverage want it to be easy to use and affordable. We have two goals for our prescription drug benefit. One is to not compromise the quality or effectiveness of treatment. The second is to keep benefit costs lower. We accomplish these goals through:

• Direct relationships with pharmaceutical companies that offer superior discounts.
• Quality and cost-control methods, including prior authorization, step therapy, quantity limits, promotion of generic drug usage, and mail order.
• Specialty drug management.